I was referred to Ryan because I have a low credit score and was told he could possibly get me financed. He immediately contacted me and informed me of necessary things to do and I qualified for a loan which really surprised me. With his guidance, we are working on raising my score so I can get a better rate and a higher loan amount. I highly recommend.

St. Petersburg, FL


Ryan & Melissa were so helpful in every way. They replied within a timely manner every time. Any little question I had as a first time home buyer they answered with plenty of knowledge & made it easy to understand!

Clearwater Beach, FL


Ryan was able to set me up with a new mortgage. He was very helpful in explaining the process from start to finish. He was available most hours of the day to answer questions, and help in anyway. I have had other mortgages and he was my best experience by far.. He remains professional and polite throughout the process.

Tammi S
St. Petersburg, FL


My husband and I worked with Ryan when we initially bought our home 2 years ago. We had the best experience! So great, we decided to work with him again at Southwest Funding, for our refinance. Ryan and his team are easy to work with, super friendly, and all around great people. He really is the “Kick Butt Mortgage Guy”. Thank you Ryan!

Tampa Bay, FL


Hands down best experience working with Ryan and his team. They will go above and beyond to help you. I travel for work which makes signing paperwork difficult. They arranged everything remotely and had a notary in the location I was at come out. Thank you for the great experience!

Corey S
St. Petersburg, FL


Ryan was really helpful with my refinance. I locked in at 2.25% and when the market rate went down, he adjusted me to 1.99% without charging me anything extra. I received gifts in the mail when I was pre-approved and after I closed. He was quick to respond to all of my questions every step of the way. I’m glad I went with Southwest Funding!

St. Petersburg, FL


Ryan was our lender when we bought our house and now for our refinance. The process was seamless and stress free. Highly recommend for all your mortgage needs!!

Carrie S
North Port, FL
Ryan Speltz Loan Officer

Ryan Speltz