What 6 Things NOT To Do When Buying A House

Are you looking to buy a new house and want to be successful in your home search? In this video, I’m going to show you 6 things not to do during your home search to get the best result. I’ll explain how avoiding these mistakes and knowing your numbers will make it easier to buy a home.

What Not To Do When Buying A House

Buying a house can be super exciting, but it’s not going to happen if you do any of these 6 things. In addition to avoiding these don’ts, Remember that it’s essential to get pre-approved before you go out shopping for a house. This will help you narrow down your area and price points, making it much easier for you to buy a home.

#1: Don’t let your emotions kick your butt. You want to love your home, but allowing your feelings to overcome rational decisions is an easy mistake to make. Instead, fall in love with the potential of its investment.

#2: Don’t let outside people kick your butt. It’s your home and you need to make the ultimate decision. Your friends and family will have opinions, but make sure that you’re staying true to yourself. When you hear things like, “that house is really ugly. Isn’t that a bad location? Oh no, don’t buy that one,” remember it’s your house. Tell your friends and, more importantly, your family, to butt out and mind their own business. Opinions are welcomed, but make sure you’re making the final decision.

#3: Don’t kick your own butt. Is this the right time for you to buy a home? Is buying a home even right for you? Just because everyone is doing it, doesn’t mean you should. Here are some things you want to consider. Number one is budget. This is one of the biggest things to decide on. Make sure you’re clear on what you can afford. Number two is location. Make sure you know where you’re buying and the pros and cons of that as well. Number three: how many bedrooms and bathrooms do you need? If you can’t decide on this, maybe we should put this purchase on the back burner for a minute. And guess what? If you’re not ready, that’s all right. Take your time, consult with your financial advisor, your mortgage professional, and your real estate agent, and move forward when you’re ready.

#4: Don’t use your credit and let it kick your butt. Don’t use your credit for anything during the home process. When I say anything, I mean absolutely nothing. That includes not getting a 10% off card at Kohl’s or buying furniture. Wait until after you get in the house. And definitely don’t buy a car, because I’m pretty sure you don’t want to sleep in that car. The reason this is so important is that using your credit can affect your credit score and your debt to income ratio—all of which will hurt your ability to get a home loan.

#5: Don’t quit your job, or I will personally kick your butt. If you lose or quit your job before closing, your loan will not fund. The underwriter’s going to do a check within 48 hours of closing to make sure that you’re still actively employed and getting paid.

#6: Don’t be indecisive or I’ll kick your butt. Making concrete decisions is inevitable, but if you’re having problems deciding, take into consideration why you may be having reservations and evaluate what is most important to you. The reason why it’s important to get your financing lined up right away is so you’re better prepared to make a wise investment. The good deals will go fast, so it’s important to act once they do. Learning all you can about the mortgage and home buying process is essential preparation for making a good overall investment.

Getting The Home You Want

I hope this helped you realize what not to do during the home buying process. These things are really important, and I hope it got through to you. If you liked this information, make sure you pick up my Kick-butt Mortgage Home Buying Guide. It will take you from A to Z and make sure that you buy everything in a kick-butt way.

It’s never too early to get your financing in line. Buying a house can be exciting and nerve-wracking, but with my Kick-butt Mortgage Guide, you’re going to be able to know what’s coming and avoid all the obstacles. Regardless of what kind of property you’re buying, knowing your numbers is the most important part. If you have any additional questions for me, feel free to reach out to me directly and I’ll be happy to connect.


Ryan Speltz Loan Officer

Ryan Speltz

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