Mortgages Made Easy.

Don't fit the box of a Conventional, FHA, or VA loan? Not a problem at all. I'm able to do hundreds of unique mortgages that the "big banks" can't!

Apply Now!

Your mortgage approval starts here.

If you're ready to get pre-qualified for your next home, you're just a few clicks away! Click the apply button to get started, it only takes a few minutes to apply!

Mortgage Services

First Time Homebuyer Guide

FREE Homebuyer Guide

Check it out »
Explore Tampa Bay

Explore Tampa Bay

Explore »
St. Petersburg, FL Mortgage Broker

Helpful Buyer Resources

Let's get you home »
Ryan Speltz Loan Officer

Ryan Speltz

  • Branch Manager/Loan Officer
  • NMLS# 1277170
  • 727-914-9397
  • Email Me

Ryan Speltz | Kick Butt Mortgage Guy

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

We’re licensed in Florida, Minnesota, South Carolina, and Texas!

Contact Me Today! Apply Now!
View All Testimonials

Mortgage Blog

What 6 Things NOT To Do When Buying A House
What 6 Things NOT To Do When Buying A House

Are you looking to buy a new house and want to be successful in your home search? In this video, I’m going to show you...

Read more
The Edge Program
The Edge Program

Did you know that if you want to kick butt on your next real estate investment, you need to make sure you get the right...

Read more