					Ryan was awesome!! We was a hard case  we had bankruptcy on our credit report our credit wasn’t good... read moreRyan was awesome!! We was a hard case  we had bankruptcy on our credit report our credit wasn’t good Ryan told us what to paid why we was waiting within 4 months we had our home we been in our home for 1 year now!if you need someone in your corner Ryan is your man and his team! I get email still from him at every holiday. I had a issue with my insurance cause they had wrong mortgage company I reach out to Ryan this passed Thanksgiving he had his team send it to me the day after thanksgiving!! The best ever!! Recommend to everyone you will not be disappointed! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670457600_45.png" alt="jill wood Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />jill wood

					Ryan was awesome. I was a young first time home buyer with no clue what I was doing and Ryan... read moreRyan was awesome. I was a young first time home buyer with no clue what I was doing and Ryan and his team got me right on track and into my first home within 6 months. He was quick to answer my MANY questions and always so kind even when I was probably annoying him. We also refinanced with him down the road! Great team! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_46.png" alt="Paige Schreiber Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Paige Schreiber

					Ryan helped us buy our first home and then also did our refinance later on. They took a normally stressful... read moreRyan helped us buy our first home and then also did our refinance later on. They took a normally stressful process and made it so much better. Wouldn't use anyone else. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_47.png" alt="Carrie Smith Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Carrie Smith

					Ryan and his team are so helpful and have answered all of my questions!				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_48.png" alt="Rebecca Hunt Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Rebecca Hunt

					Ryan at Southwest funding has been working with me for the past 3 years to finance a house on a... read moreRyan at Southwest funding has been working with me for the past 3 years to finance a house on a state employee salary. He is the most dedicated mortgage representative I have had the pleasure to not only speak to but work with. I encourage everyone whose dream it is to own a home to contact southwest funding. Thankful first time homeowner. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_49.png" alt="ericka anderson Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />ericka anderson

					Knowledgeable and proactive. Enjoy working with Ryan				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_50.png" alt="David Reider Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />David Reider

					Ryan and his team have always been amazing at reaching out to help. The entire team is very quick and... read moreRyan and his team have always been amazing at reaching out to help. The entire team is very quick and responsive to your messages and any and all questions in a timely manner. Highly recommend them! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_51.png" alt="Laurena Muska Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Laurena Muska

					Ryan, Tina and their team are simply amazing. We have done a refi and now onto a purchase. On our... read moreRyan, Tina and their team are simply amazing. We have done a refi and now onto a purchase. On our refi we had an extremely difficult past lender and they were able to help us navigate getting this loan to close. They helped us with finding the information and gave us hope when we thought all was hopeless. When you have a lender who literally worked around the clock to get this to close you use them the next time you need a loan. I have recommended them to several other people. I feel confident that our purchase of our next home will close without any hiccups. When you need to put such a huge amount of money into someone’s hands, have faith that his team will treat you like family. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1670371200_52.png" alt="Bill Reno Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Bill Reno

					Ryan is an incredible lender to work with. He isn't afraid to pick up the phone after hours to keep... read moreRyan is an incredible lender to work with. He isn't afraid to pick up the phone after hours to keep a deal on track, and as a realtor, this is one of the most valuable traits I look for in  a lender. Very organized and motivated! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1660154387_1.png" alt="Ryan Sajdera Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Ryan Sajdera

					Thank you Ryan !  Ryan and his team are wonderful most definitely  would work with them again!!!! ... read moreThank you Ryan !  Ryan and his team are wonderful most definitely  would work with them again!!!!  seriously give them I try. they made it happen for me when I didn’t think it could be done … 5 stars read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1652205587_2.png" alt="Andrew Miller Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Andrew Miller

					Thank you Ryan ! Ryan and his team are wonderful most definitely  would work with them again!!!! seriously give... read moreThank you Ryan ! Ryan and his team are wonderful most definitely  would work with them again!!!! seriously give them I try. they made it happen for me when I didn’t think it could be done … 5 stars read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1652054400_53.png" alt="Andrew Miller Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Andrew Miller

					Simply the best!!!!				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1649613587_3.png" alt="Wil Son Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Wil Son

					Ryan was very helpful with my refinance.  I would recommend him to everyone!				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1649613587_7.png" alt="Jeremy Kallies Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Jeremy Kallies

					As a Realtor, it is refreshing to have a lender who brings me business and not the other way around.... read moreAs a Realtor, it is refreshing to have a lender who brings me business and not the other way around. He is a great communicator and industry leader in marketing along with a deep understanding of the many aspects of lending. He is Aces! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1649613587_8.png" alt="Jason Knutson Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Jason Knutson

					Awesome service!				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1649613587_10.png" alt="Flip Ondler Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Flip Ondler

					This is the second time I have used Ryan. 1st to buy our house and 2nd to refinance. I thought... read moreThis is the second time I have used Ryan. 1st to buy our house and 2nd to refinance. I thought there was no way we would be able to refinance, after talking to Ryan and answering a few question, he said “we can do it”. Still had my doubts (simply because of my situation, had nothing to do with him). He assured me through the whole process that everything will work out as planned, he was VERY informative and communication was way above and beyond. And to my surprise, just like he said, everything worked out perfectly and Ryan has changed mine and my wife’s life for the 2nd time. It may have just been a refinance to some but it was ABSOLUTELY life changing to us. Thank you Ryan. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1649613587_11.png" alt="Joe Z Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Joe Z

					Ryan speltz and his team were wonderful to work with because they treated us like people not just another number,and... read moreRyan speltz and his team were wonderful to work with because they treated us like people not just another number,and my realtor Kim Kelly (who is the best realtor ever and was recommend by ryan) and I were always in the loop on info and always kept us up to date on where in the process we where at all the way to our closing date ,and if I had a question and I had many lol Ryan or his team would answer vary quickly if not immediately, if you want to close on a house and be home owners I highly recommend Ryan and his team they will make your dreams come true  P.S to Ryan and his team thank you so much again for making my big family's dream come true read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639159187_12.png" alt="Peter Ruiz Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Peter Ruiz

					Ryan has been very helpful while I've been waiting for my mother's estate to go through probate.  He returns... read moreRyan has been very helpful while I've been waiting for my mother's estate to go through probate.  He returns calls/emails quickly and kindly.  No BS. That's all I need, facts & answers. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_62.png" alt="Chrissy Sportiello Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Chrissy Sportiello

					Ryan and the whole team at KickButt were very informative, knowledgeable at their profession and used innovative software to show... read moreRyan and the whole team at KickButt were very informative, knowledgeable at their profession and used innovative software to show us our financial situation. He showed us multiple options we had during our journey of being financially independent as well as giving us a visual of where we could be if we hit our goals.  It was great to go through this experience with confidence in our mortgage team being that my wife and I are novice to these financial opportunities.  Thank you! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_63.png" alt="M Rios Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />M Rios

					Ryan & Melissa were so helpful in every way. They replied within a timely manner every time. Any little question... read moreRyan & Melissa were so helpful in every way. They replied within a timely manner every time. Any little question I had as a first time home buyer they answered with plenty of knowledge & made it easy to understand! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_65.png" alt="Destiny Holmes Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Destiny Holmes

					Ryan Speltz has been fantastic!! He's not pushy but checks in enough to know that we are on his radar... read moreRyan Speltz has been fantastic!! He's not pushy but checks in enough to know that we are on his radar and available for us.  He has been very patient and responsive.  I only wish everyone our business deals with was as courteous, professional, and responsive as Ryan. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_66.png" alt="A C Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />A C

					The man and his team did the impossible... they helped a small business owner refinance his families home... DURING THE... read moreThe man and his team did the impossible... they helped a small business owner refinance his families home... DURING THE COVID PANDEMIC!!! Hire him 🙂 read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_67.png" alt="Lucas Pickle Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Lucas Pickle

					Ryan and hi team are extremely helpful and ensure the client is getting the best product to match their needs.... read moreRyan and hi team are extremely helpful and ensure the client is getting the best product to match their needs. He has been a great asset to me an my clients. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_68.png" alt="Tamily Abdo Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Tamily Abdo

					Always willing to help even if you aren't funding with them! Thank you for all your help				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_69.png" alt="Mia Brito Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Mia Brito

					Our landlord decided suddenly he was going to sell the house we had been renting, we had previously talked about... read moreOur landlord decided suddenly he was going to sell the house we had been renting, we had previously talked about buying it but had never moved forwarded. I contacted Ryan and he got right back to me! I honestly never thought it could happen, but Ryan did it! He answered my endless questions and supported us through the entire process. Could not be more grateful! Ryan and his team are fantastic and I highly recommend them! read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_70.png" alt="Erica Sutherland Hayden Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Erica Sutherland Hayden

					I've worked with Ryan and his team on multiple closings. There's no one I trust more when it comes to... read moreI've worked with Ryan and his team on multiple closings. There's no one I trust more when it comes to getting a home financed. I would highly recommend. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_71.png" alt="Jonathan Fultz Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Jonathan Fultz

					I wrote a review about a year ago and I stand by it ☺️ Throughout the years we’ve now worked... read moreI wrote a review about a year ago and I stand by it ☺️ Throughout the years we’ve now worked together, and despite the many challenges we all faced during this pandemic, Ryan and his team continue to work hard, go above and beyond, answer any and all questions for their clients (direct as well as us agents), fight their way through ever-changing guidelines and underwriting stipulations, and tirelessly make the dream of home a reality ?❤️ You’re a mortgage rockstar! Thank you for all you do ? read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_73.png" alt="Kim Kelly Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Kim Kelly

					Ryan is personable and a wealth of knowledge.  It has been a pleasure working with him and I look... read moreRyan is personable and a wealth of knowledge.  It has been a pleasure working with him and I look forward to us working together again in the future. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_74.png" alt="Jason Johns Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Jason Johns

					Ryan has not only come thru once but twice for us. Ryan and his team have saved us tens of... read moreRyan has not only come thru once but twice for us. Ryan and his team have saved us tens of thousands of dollars! I would not hesitate to refer Ryan to anyone, he truly does kick butt and work hard for you. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_75.png" alt="Kim Hickle Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Kim Hickle

					I have been working with Ryan and his team for a little over a year and have found him/them to... read moreI have been working with Ryan and his team for a little over a year and have found him/them to be extremely patient, kind and knowledgeable!  I would not hesitate to refer him/them to anyone who is in the market for a new home or a refinance. read less				
<img data-lazy-fallback="1" decoding="async" loading="lazy" src="https://kickbuttmortgageguy.com/wp-content/uploads/wprevslider/avatars/1639008000_77.png" alt="Donna McQuinn Avatar" class="wprevpro_t1_IMG_4 wprevpro_avatarimg"  />Donna McQuinn

$ 1 M+

Mortgages Funded

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Families in Homes

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Agents Assisted

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5 Star Reviews

Leading with Education

A short description introducing visitors to your business and the services you offer

Conventional Loans

Faster underwriting with lots of options are a few benefits to conventional loans. These mortgages conform to the standards set by Freddie Mac and Fannie Mae, and can include Jumbo loans.

Government Loans

FHA and VA loans offer homebuyers plenty of valuable options like lower closing costs and more flexible qualifications. They are administered by the government, and come with some stipulations.

Refinancing & HELOC

There are many benefits to refinancing and accessing Home Equity Lines of Credit. They are great for using cash back to pay down debt, using capital for renovations, and changing your term.

We offer so many more programs and services. Need to work on your credit? Seeking an investment property loan, or business property loan? How about learning how to grow your wealth through real property ownership?

About Me & My Team

Our Mission: To Help every person who wishes to be a homeowner into a mortgage that best suits their needs.
Our Vision: To help every person we do business with grow thir wealth through home ownership.
Our Work: We strive to be efficient, thorough, transparent, and most of all COMPASSIONATE in all that we do. We work together as a team to provide you the best mortgage experience possible.

Pre-Approval Takes 30 minutes.

Think you can’t qualify? You might be surprised. And if you need help getting there, I can help with that too!

Completing the application is the first step in getting you home.

The Kickbutt Mortgage Guy's A to Z Guide for Homebuyer's is Free for Download!

Knowledge is power! Ryan’s Homebuyer’s Guide is a great place to start, in it he covers all the terminology and basics you need to know as a first time homebuyer, or as a refresher. Also available on Amazon in paperback.

Southwest Funding LP is a licensed Mortgage Broker in the state of FL. NMLS 32139. Florida - . Indiana - . Kansas - . Kentucky - . Minnesota - . South Carolina - . Alabama - . Texas - . Oklahoma - . This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. 1211 1st Ave N Suite 217, St. Petersburg, FL 33705. Main: (877) 878-8989.